The Universal Security Policy (USP) gives you a discount when you combine your personal insurance needs into one policy that helps to eliminate any gaps in coverage. Your independent agent can help you select great insurance coverages, giving you the peace of mind of great coverage with one renewal date and one payment plan.

Our Universal Security Policy offers three levels of coverage. Let your independent agent advise you on the right coverage for your needs.

• Special - While our basic policies are superior to most on the market, Special USP coverage offers additional features.
• Deluxe - Policies that go beyond our Special coverage, with higher limits and other benefits.
• Elite - For those who want the reassuring "extras."

Your USP can be adjusted at any time during the policy period if you want to:

• add or eliminate coverage 
• include rental properties 
• add coverage for special vehicles like motorcycles and recreational vehicles 
• customize your payment plan
• set up different payors for each of your properties

Ask your independent agent to tailor a Universal Security Policy to help meet your needs. Remember, when you add our innovative HomeWork supplement to your USP Homeowners Policy, you extend your coverage to include your home-based business. In all, it's the best coverage you can buy.