Regardless of the coverage level you choose, you have options for even greater enhancements. For example:

• If you select our Special USP package, you can purchase additional coverage for your permanently installed electronic devices (such as car phones, CD changers, etc.). 
• You can purchase Automobile Trip Interruption insurance to help cover the cost of food, lodging and other travel expenses that might occur if your car is disabled during a trip. Talk with your independent agent about adding this feature.

You can reduce your premium by choosing higher deductibles or lower limits - or by eliminating comprehensive or collision coverages on older cars. Be sure to talk with your independent agent about other discounts such as:

• Senior driver rates 
• Young driver academic discounts 
• Loss-free discounts 
• First accident forgiveness 
• Safety equipment discounts